Get your account number, sort code
& contactless debit card in under 3 minutes

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Arro personal accounts

  • 3 minute sign up & no credit checks
  • No paperwork or appointments
  • Instant account number & sort code
  • Make payments with a contactless Mastercard®
  • Shop online & in store
  • Set up standing orders & direct debits*

*Coming soon

Select your perfect plan

Standard

From £5.00 per month*

A low monthly fee and reduced usage costs!

£0.50 per ATM withdrawal

£0.50 per Fast Payment

  • Account Opening Fee Free
  • Monthly Management Fee** £5.00
  • ATM Withdrawal Fee 50p  
  • Credits into your Account Free
  • Faster Payments Out, Standing Orders & Direct Debit (coming soon) 50p
  • Replacement Card Fee £5.00
  • Foreign Exchange Charges 2.99%
  • International ATM Withdrawal Fee £5.00
  • Card Inactivity Fee £5.00/Month Applicable if account inactive for 90 days
  • Chargeback Fee £10.00 Per rejection
  • Cancellation or Redemption £10.00
  • **The first monthly fee will be debited from your account upon the initial deposit of funds. Subsequent monthly fees will be debited every 30 days and taken on the same day of the month that you created your Arro account.
*View full account features & fees ×

Inclusive

From £10.00 per month*

Big savings and additional features for heavy users!

£0.00 per ATM withdrawal*

£0.00 per Fast Payment*

  • Account Opening Fee Free
  • Monthly Management Fee** £10.00
  • ATM Withdrawal Fee Free up to £10.00/Month thereafter 50p
  • Credits into your Account Free
  • Faster Payments Out, Standing Orders & Direct Debit (coming soon) Free up to £10.00/Month thereafter 50p
  • Replacement Card Fee £5.00
  • Foreign Exchange Charges 2.99%
  • International ATM Withdrawal Fee £5.00
  • Card Inactivity Fee £5.00/Month Applicable if account inactive for 90 days
  • Chargeback Fee £10.00 per rejection
  • Cancellation or Redemption £10.00
  • **The first monthly fee will be debited from your account upon the initial deposit of funds. Subsequent monthly fees will be debited every 30 days and taken on the same day of the month that you created your Arro account.
*View full account features & fees ×

Secure login

You can access your account securely using a computer or a mobile device such as your smartphone or tablet.

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Managing your account

Keep track of all your spending, saving and monthly payments with a personalised money management dashboard. Track incomings and outgoings and know exactly where you stand, even when you’re on the go.

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Send & receive payments

Set up payments using your online money management account and receive payments such as wages using your account number & sort code.

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Experience the
freedom to do more...

Arro Sign up now!

FAQs

Who can open a personal account?

Anyone can apply for an Arro account, simply fill in a straightforward application form and you’ll get immediate access to an account number and sort code. All we ask for is your name, address and date of birth, in some cases one valid form of ID may be required.

Will you check my credit report if I want to open a personal account?

Absolutely not. At Arro, we like to make things as easy as possible for you, as we do not offer a credit facility, we won’t be doing any credit checks.

How can I get a personal account?

The easiest way to open a personal account with us is online. Just go to our Personal Accounts page, complete our straightforward application form and there you have it! You will have instant access to your new Arro account and can start spending and saving straight away.

Can I receive my salary into my account?

Yes! Once your Arro account is set up, it has all the functions of a traditional bank account meaning you can receive your salary, transfer money, make payments and manage your finances with ease.

Can I use my card abroad?

Yes, you can access your account 24 hours a day, 7 days a week from anywhere in the world. However additional foreign exchange charges of 2.99% will apply.

See all FAQs

Sign up in only 3 minutes with no credit checks

Standard

From £5.00 per month*

  • Account Opening Fee Free
  • Monthly Management Fee** £5.00
  • ATM Withdrawal Fee 50p  
  • Credits into your Account Free
  • Faster Payments Out, Standing Orders & Direct Debit (coming soon) 50p
  • Replacement Card Fee £5.00
  • Foreign Exchange Charges 2.99%
  • International ATM Withdrawal Fee £5.00
  • Card Inactivity Fee £5.00/Month Applicable if account inactive for 90 days
  • Chargeback Fee £10.00 Per rejection
  • Cancellation or Redemption £10.00
  • **The first monthly fee will be debited from your account upon the initial deposit of funds. Subsequent monthly fees will be debited every 30 days and taken on the same day of the month that you created your Arro account.
Sign up now!
*View full account features & fees ×

Inclusive

From £10.00 per month*

  • Account Opening Fee Free
  • Monthly Management Fee** £10.00
  • ATM Withdrawal Fee Free up to £10.00/Month thereafter 50p
  • Credits into your Account Free
  • Faster Payments Out, Standing Orders & Direct Debit (coming soon) Free up to £10.00/Month thereafter 50p
  • Replacement Card Fee £5.00
  • Foreign Exchange Charges 2.99%
  • International ATM Withdrawal Fee £5.00
  • Card Inactivity Fee £5.00/Month Applicable if account inactive for 90 days
  • Chargeback Fee £10.00 per rejection
  • Cancellation or Redemption £10.00
  • **The first monthly fee will be debited from your account upon the initial deposit of funds. Subsequent monthly fees will be debited every 30 days and taken on the same day of the month that you created your Arro account.
Sign up now!
*View full account features & fees ×

So you’re interested in an Arro account?

Pop your details in the boxes below and you’ll be the first to get an invite as soon as Arro accounts are ready.

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