• Fed up of drawn out application processes, hidden charges and credit checks?

    Arro Personal Current Accounts – Apply Today, Instant Decision

The Arro personal card

  • No credit means
    no credit checks

  • Get an account number and sort code straight away

  • No paperwork, no appointments

  • Make payments with a contactless Mastercard®

  • Set up standing orders and direct debits (coming soon)

  • Shop online and in store

Two simple solutions

Arro gives you the flexibility to choose an account that suits your needs. You’ll know exactly what they cost before you use them and, with your own dashboard to keep things really clear, you’ll know exactly where you stand every month.

Making life just that bit more straightforward.

Select your perfect plan

Standard

From £5.00 per month

A low monthly fee and reduced usage costs!

£0.50 per ATM withdrawal

£0.50 per Fast Payment

*View account features

Inclusive

From £10.00 per month

Big savings and additional features for heavy users!

£0.00 per ATM withdrawal *

£0.00 per Fast Payment *

*View account features

Flexi

From £0.00 per month

FeaturesCostAdditional
Account Opening FeeFree
Monthly Management Fee£5
ATM Withdrawal Fee£1
Credits into your AccountFree
Faster Payments Out, Standing Orders & Direct Debit£1
Replacement Card Fee£5
Foreign Exchange Charges2.99%
International ATM Withdrawal Fee£5
Card Inactivity Fee£5/ MonthAdditional: Applicable if account inactive for 90 days
Chargeback Fee£10Additional: Per rejection
Cancellation or Redemption£10

Standard

From £5.00 per month

FeaturesCostAdditional
Account Opening FeeFree
Monthly Management Fee£5
ATM Withdrawal Fee50p
Credits into your AccountFree
Faster Payments Out, Standing Orders & Direct Debit50p
Replacement Card Fee£5
Foreign Exchange Charges2.99%
International ATM Withdrawal Fee£5
Card Inactivity Fee£5/ Month Additional: Applicable if account inactive for 90 days
Chargeback Fee£10Additional: Per rejection
Cancellation or Redemption£10

Inclusive

From £10.00 per month

FeaturesCostAdditional
Account Opening FeeFree
Monthly Management Fee£10
ATM Withdrawal FeeFree up to 10/ Month Additional: thereafter 50p
Credits into your AccountFree
Faster Payments Out, Standing Orders & Direct DebitFree up to 10/ Month Additional: thereafter 50p
Replacement Card Fee£5
Foreign Exchange Charges2.99%
International ATM Withdrawal Fee£5
Card Inactivity Fee£5/Month Additional: applicable if account inactive for 90 days
Chargeback Fee£10Additional: per rejection
Cancellation or Redemption£10

Without a bank account I was paying more for everything.

I needed an alternative to a High-Street Bank account and Arro made everything really easy. Not only did I get instant access to my account once it was set up, but the costs were straightforward and there were no hidden fees, so I knew exactly what I was getting.

Amanda Freeman

 

FAQs

Who can open a personal account?

Anyone can apply for an Arro account, simply fill in a straightforward application form and you’ll get immediate access to an account number and sort code. All we ask for is your name, address and date of birth, in some cases one valid form of ID may be required.

Will you check my credit report if I want to open a personal account?

Absolutely not. At Arro, we like to make things as easy as possible for you, as we do not offer a credit facility, we won’t be doing any credit checks.

How can I get a personal account?

The easiest way to open a personal account with us is online. Just go to our Personal Accounts page, complete our straightforward application form and there you have it! You will have instant access to your new Arro account and can start spending and saving straight away.

Can I receive my salary into my account?

Yes! Once your Arro account is set up, it has all the functions of a traditional bank account meaning you can receive your salary, transfer money, make payments and manage your finances with ease.

Can I use my card abroad?

Yes, you can access your account 24 hours a day, 7 days a week from anywhere in the world. However additional foreign exchange charges of 2.99% will apply.

See all FAQs

Straightforward stuff

Let's make life straightforward

Join us in our mission to make money straightforward, and we’ll let you know as soon as Arro accounts are ready for action.

Join us

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