Arro Personal Current Accounts – Apply Today, Instant Decision
No credit means
no credit checks
Get an account number and sort code straight away
No paperwork, no appointments
Make payments with a contactless Mastercard®
Set up standing orders and direct debits (coming soon)
Shop online and in store
“I needed an alternative to a High-Street Bank account and Arro made everything really easy. Not only did I get instant access to my account once it was set up, but the costs were straightforward and there were no hidden fees, so I knew exactly what I was getting.“
Standard and inclusive packages coming soon!
*Fair usage policy applies. View our fees
We will shortly be launching 2 new solutions for you to choose from, this will give you the flexibility to choose an account that suits your needs. You’ll know exactly what they cost before you use them and, with your own dashboard to keep things really clear, you’ll know exactly where you stand every month.
Making life just that bit more straightforward.More about fees
Keep track of all your spending, saving and monthly payments with a personalised money management dashboard. Track incomings and outgoings and know exactly where you stand, even when you’re on the go.
As soon as your account is set up, you will receive a virtual card with an account number and sort code, which means you can make online purchases straight away. Your physical Arro card will be in the post and with you in just a few days.
It’s really easy to search for payments and deposits on your account. Filter dates and transaction types, including ATM withdrawals and online purchases. So you always know exactly what you’re spending, even when you’re on the go.
Pay bills and make faster payments to friends and family directly through your Arro account dashboard. Get real-time account updates and a simple, easy to use way to manage your finances, wherever you are.
There are some things in life that we simply cannot wait for, like that relaxing getaway you’ve been planning for months, the next season of that TV show you love and, as you’ve all told us, a simple and straightforward current account.
That’s why we are bringing Arro Early Access to you, now.
If you have been turned down for credit before or been offered very high interest rates it’s most likely to be because your credit rating is low. The good news is that there are ways to help you give your credit rating a boost and we’ve found the most straightforward ones.
The list of things to do when moving to the UK is a long one. However, there are some key things that you won’t be able to sort out until you are in your new home. But, that are just as important and will help you get off to a flying start.
Who can open a personal account?
Anyone can apply. Simply fill in your name, address and date of birth on one straightforward application form and you’ll get immediate access to an account number and sort code. In some cases one valid form of ID may be required.
Will you check my credit report if I want to open a personal account?
Absolutely not. At Arro, we like to make things as easy as possible for you, that’s why we won’t be doing any credit checks or ask for any other documents apart from proof of ID.
How long does it take to get a personal account?
Signing up online only takes a few minutes. Once you have completed your application form you will have access to your virtual card straight away.