How to get an account to pay for Amazon Prime

Amazon Prime is a subscription service from Amazon, the online retailer. It’s unusual because it doesn’t just give you one kind of content – it combines several things that might not seem connected at all.

For example, with an Amazon Prime membership, you get access to Kindle ebooks, ad-free streaming music and unlimited photo storage.

But then there’s Prime Video too, which includes original content like The Grand Tour, as well as unlimited one-day delivery on your Amazon orders while you are a member.

This all adds up into a single service that brings your shopping faster, stores every photo you ever take, gives you streaming video and music, and early access to Amazon deals.

How do I pay for Amazon Prime?

You can usually get a free trial of Amazon Prime – and if you cancel before the end of the trial, you won’t be charged anything, and your membership will end after the trial period is over.

If you don’t cancel it, then your membership will automatically renew, and there are monthly and annual payment plans, each with their own renewal fee.

Amazon will attempt to take payment from the preferred payment method listed in your Amazon member account, followed by any other listed payment methods if that fails.

This will usually be a credit card or debit card from a major card issuer – so if you want Amazon Prime, it’s a good idea to have a card listed on your Amazon account.

Using a secondary card for subscriptions

For this kind of subscription you might want to open a secondary account, so that you know the renewal fee will not be taken out of your main current account.

It’s easy to get an Arro Personal Account with a MasterCard® debit card that you can add to your Amazon member account – we send your card details via SMS when you open your account, so you can even add it before the physical card gets to your house in the post.

Your debit card takes funds directly from your Arro Personal Account, so you can move money into the account to cover Amazon Prime and any other subscriptions you set up, and keep them all separate from your main bank account.

Of course there’s nothing to stop you from using your Arro Personal Account as your primary account – it has a sort code and account number, the debit card, and access to Faster Payments and Direct Debit (not currently available, but it’s coming soon!) too.

Make the most of Amazon Prime

Once you’re registered, make sure you’re getting the best value out of your subscription by watching the streaming videos – including original content like The Grand Tour, featuring the former BBC Top Gear team.

If you’re shopping on Amazon, remember to look for products with priority shipping for Amazon Prime members, and you should be able to pay using your same MasterCard® debit card – just make sure there’s sufficient funds in your Arro Personal Account.

While it’s unusual to see such a varied range of different services bundled together into a single subscription, if it’s a good match for your lifestyle, it’s likely to be a membership you enjoy using, and you can always cancel it at a later date if not.

How to save money on Amazon Prime

There are a few ways to save money on Amazon Prime, including by making use of the perks of membership itself when it comes to ordering goods on the website.

Apart from that, there are a couple of other things to look out for:

  • Amazon offer cheaper membership rates if you’re a student.
  • You can get a full or partial refund on cancelled membership, depending on how much you’ve used the service in that billing period.
  • There are different fees for monthly and annual renewal, so choose the one that suits you best.

If you decide you want to cancel, just log into your Amazon account, go to your account management and look for the Amazon Prime membership option.

You can change your renewal plan or cancel your membership outright – or if you’re still in the trial period, you can choose not to renew at the end of the trial, and you should not be charged anything.

There’s also a 14-day cooling-off period when you first join. If you don’t pay anything in the 30-day trial period anyway, this doesn’t really apply, but if you’ve paid a membership fee upfront then change your mind within 14 days, it should be paid back into your account on request.