How can a bank account help you to get Netflix?

Netflix UK is the big thing in on-demand TV and movies right now, and with the promise of a free month’s trial, you might be tempted to try it out even if you cancel your membership before it renews.

Whatever price plan you choose, there’s no contract – just a monthly recurring subscription that you can cancel without notice at any time by logging on to your Netflix account.

All price plans give unlimited access, one month’s free trial, anytime cancellation and the ability to watch on a range of different devices.

To subscribe, you will need a valid payment method – the main types accepted by Netflix include credit and debit cards, as well as PayPal in some regions, and this will be listed during the signup process if it’s an option.

Why do I need a debit card for a Netflix trial?

You might wonder why you need a debit card for a free Netflix trial – and it’s important to know the answer to that, as it can actually affect the funds available in your account.

When you sign up with a credit card or debit card, Netflix send through an authorisation request to your card provider.

This does not take any money from your account, but it’s a way for them to check that your card is valid – unfortunately it does mean that they request roughly the same amount of money as a month’s membership.

Although this is never actually taken from your account, the request can effectively ‘lock up’ that amount of money for a period of time, marking it as a pending transaction that is later cancelled.

If you like to keep just enough money in your account to cover your subscriptions, you should therefore make sure you have a little extra because although you will not be charged for your first month, an equivalent amount might get locked up for a few days when you sign up.

How much does it cost?

Membership fees vary with time but at the time of writing, Netflix UK price plans include:

  • Basic membership with SD streaming to one device for £5.99 per month.
  • Standard membership with HD streaming to two devices for £7.99 per month.
  • Premium membership with ultra-HD streaming to four devices for £9.99 per month.

The only stated differences between the price plans according to Netflix UK are the number of devices you can use at the same time, and the maximum resolution of the video content you can stream.

Remember that the video resolution will be affected by a few other things too though, including the speed of the internet connection you use, the maximum resolution available from the original movie studio or TV production company (which is unlikely to be ultra-HD on older films and series) and the screen resolution of the device on which you watch it.

Where can I watch Netflix UK?

You can watch on almost any modern internet-enabled device – you just need a screen capable of showing the content and an internet connection fast enough to stream it.

This includes smart TVs, modern games consoles, internet-enabled Blu-ray players, almost any home computer system, and mobile devices including smartphones and tablets.

You can even download content to watch later – so if you’re going away somewhere with no internet connection, you can preload movies and TV shows via Netflix and then watch them later with no internet, as long as your device has enough storage space and battery charge.

Instant debit card for Netflix UK

To sign up for Netflix UK without a debit card or PayPal account, you might want to open an Arro Personal Account.

Every new Arro Personal Account comes with a MasterCard® debit card. We send you the card details immediately via SMS, essentially giving you a virtual debit card for Netflix UK membership until your physical card follows in the mail.

You also get instant access to our purpose-built online account dashboard, so you can transfer money in using your new account’s sort code and account number from any online bank account or other suitable source.

Applying for an Arro Personal Account takes just three minutes and we guarantee to accept you if we can, subject to our simple Fair Fit criteria. You must also be over 18 and live in the UK.

In just three minutes you can have an online account to pay into and a virtual debit card for Netflix UK membership – and there’s no application fee.