Your physical Arro Money Mastercard debit card.
Every account also receives a physical MasterCard® debit card, which you will need to order by logging in to your online dashboard. From when you order the card, the card should take no longer than 5 working days to arrive.
Your physical card number will be the same as your virtual card number, but the CVV number will be different and when you activate your card you will be sent a new one for security reasons.
The Arro personal card
No credit means
no credit checks
Get an account number and sort code straight away
No paperwork, no appointments
Make payments with contactless Mastercard®
Set up standing orders and direct debits (coming soon)
Shop online and in store
Without a bank account I was paying more for everything
“I needed an alternative to a High-Street Bank account and Arro made everything really easy. Not only did I get instant access to my account once it was set up, but the costs were straightforward and there were no hidden fees, so I knew exactly what I was getting.”
Where can I use my debit card?
Your physical MasterCard® is a full, valid, activated card and can be used anywhere MasterCard® is accepted including online. You can use contactless payments, chip and pin or swiping the magnetic strip, and you can also use your Arro Money card at cashpoints to withdraw money.
What does it cost?
Opening a new Arro Personal Account is free, and the monthly management charge depends on the fee structure you choose. It is free to use your card both instore and online to purchase items, and free to pay money in.
Depending on your package, there can be a small fee for ATM withdrawals and faster payments, and a charge for lost cash cards or inactive cards. We publish all of our fees upfront and they can be found at any time by clicking on the ‘fees’ option on our website and choosing the account you have.