Our straightforward Personal Account fees list
  • What's the worst thing about high street banks?

    Confusing pricing structures that leave you wondering what you are actually paying for. Or worse, a shocker of a bill that you weren’t expecting, at the end of the month.

    That’s why our account fees are simple and straightforward, with no nasty surprises

    Flexi from


    per month

    • Use your account as much or as little as you like!

    • £1.00 per ATM withdrawal

    • £1.00 per Fast Payment

    Standard from


    per month

    • A low monthly fee and reduced usage costs!

    • £0.50 per ATM withdrawal

    • £0.50 per Fast Payment

    Inclusive from


    per month

    • Our all inclusive account gives heavy users, big savings!

    • £0.00 per ATM withdrawal

    • £0.00 per Fast Payment

    Standard and inclusive packages coming soon!

    *Fair usage policy applies. View our fees

Our straightforward fees list

You can forget about complex price packages or hidden charges. Just an affordable monthly fee and lots of free stuff.

Set up



Account Opening Fee


Monthly Management fee


Payments & transfers

Direct Debit Setup Fee


Faster payments / online transfers


Direct Debit Rejection


per rejection

ATM withdrawal fees



Cancellation / redemption fee


Credits into your Account



Replacement card


Chargeback fee


Card inactivity fee


After 90 days

Foreign exchange charges


International ATM Withdrawal Fee


Straightforward stuff

Meet Arro Early Access

There are some things in life that we simply cannot wait for, like that relaxing getaway you’ve been planning for months, the next season of that TV show you love and, as you’ve all told us, a simple and straightforward current account.

That’s why we are bringing Arro Early Access to you, now.

Improving your credit score with the Arro Credit enabling bank account

If you have been turned down for credit before or been offered very high interest rates it’s most likely to be because your credit rating is low. The good news is that there are ways to help you give your credit rating a boost and we’ve found the most straightforward ones.

Top tips to get your new life in the UK off to a flying start

The list of things to do when moving to the UK is a long one. However, there are some key things that you won’t be able to sort out until you are in your new home. But, that are just as important and will help you get off to a flying start.

So you’re interested in an Arro account?

Pop your details in the boxes below and you’ll be the first to get an invite as soon as Arro accounts are ready.

I’m interested in: